A VA loan is a mortgage loan guaranteed by the U.S. Department of Veteran Affairs (VA) that is available to most US service members. It offers some very great benefits to those that have served our country.
It's easy to understand why many people looking for a new home are turning to FHA insured loan programs. Because FHA Loans are insured by the Federal Housing Administration homebuyers have an easier time qualifying for a mortgage. Those who typically benefit most by an FHA loan are first-time home buyers and those who have less than perfect credit.
Conventional Loans are mortgage loans that are not insured by the government (like FHA, VA, USDA Loans), but they typically meet the lending guidelines that have been set by Fannie Mae or Freddie Mac.
If you have always dreamt about building your dream home, then you have come to the right place. We have Specialized Financing for building your own custom home with your choice of builder with Conventional, FHA and VA Loans. You can close the loan before you build and it is a permanent loan. A True One Time Close..
There are some really exciting new mortgage options for purchasing and even having a custom builder build your new dream home with as little as 1% down on a conventional loan and 3.5% down on an FHA Loan. VA offers some really exciting options with $0 down payment and no mortgage insurance.
Learn more about our experienced mortgage professionals.
Browse our selection of free mortgage calculators.
Call or email us today for a free mortgage estimate.