USDA Loans

A USDA Loan is a mortgage loan that is insured by the US Department of Agriculture and available to qualified individuals who are purchasing or refinancing their home loan in an area that is not considered a major metropolitan area by USDA.






USDA Loans





Great for First-time Home Buyers                                      No Prepayment Penalties

 

100% Financing (including Closing Costs)                       Low Rates

 

No Down Payment Requirements                                      Existing Homes, Foreclosures, New Construction








Benefits of USDA Loans

Who is eligible for a USDA Loan?

Generally these loans are available to anyone who meets minimum credit guidelines and local area income requirements and is purchasing a home or refinancing their home in an area that is not considered a major metropolitan area by USDA.

Some common misconceptions of USDA Loans:

Check to see if you qualify for a USDA Loan:

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